Save your wallet during the scorching summer months The summer months are here. As the global average temperatures are on the rise, we must brace ourselves for increased energy consumption and the heavy toll it will take on all of us. According to expert statistics, around 20% of the total energy consumption is used for…

In times past, keeping track of your finances and budgeting could really be a chore. Checking statements or logging into multiple bank, credit card, and store card accounts, then collating the data into a spreadsheet, or even just into a notebook. It was time consuming, fiddly, easy to make mistakes, and hard to get a…

Learning how to save money when purchasing anything is not a small feat. You need to find the best ways to do so without spending money on irrelevant purchases. When it comes to buying a computer, the decision to save money may seem even more overwhelming. There is a wide range of specifications to consider,…

A loan is basically a kind of debt owed by an entity or an individual to another entity. The creditor usually a bank, private lender, or government lends money to the debtor. In exchange, the debtor agrees to some set of terms such as repayment schedule, interest, and other terms. The debtor is required to…

Are you thinking about consolidating your student loans? If so, then there are a few things that you need to know before making any final decisions. First of all, it is important to understand that not all student loans can be consolidated. Many federal and private educational loans cannot be consolidated, and this is something…

An astonishing 10% increase in cars with mileage modifications,or car-clocking, took place last year. This is mainly as a result of a lawful technicality, which means the technique of mileage clocking and the sale of gas mileage clocking equipment continues to be lawful despite the fact that the sale of clocked-cars is not. So, if…