A mortgage is a type of loan used to pay off or buy a property. There are various kinds of mortgage, and they can be secured, unsecured, or an adjustable rate mortgage (ARM). A mortgage can either be taken out…
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Top Spots to Invest in Property in 2021
With the New Year right around the corner, making big plans for 2021 can really give you that Fresh Start feeling, and get you back on track after the year we’ve just had. While it hasn’t been the easiest 12…
Is 2020 a good time to buy a property?
Thinking about buying a home is exciting, and stressful, and daunting all at the same time. Then you add in 2020 into the mix. The coronavirus pandemic, Brexit negotiations, and ongoing uncertainty has changed the face of the UK economy.…
5 ways to buy properties below market value
With house prices at an all time high, here are some of the ways to try and bag a deal on the property market Below market value (BMV) is a pretty self-explanatory property term. Essentially, it refers to properties which…
Costs Involved with Remortgaging
It’s true that you can lower the cost of the monthly premiums on your mortgage by remortgaging. However, it is important to consider the full cost of it rather than just the main rate when you are deciding on the…
A guide to buying your first home without the stress
With a financial crisis in full whack buying your first home can be a difficult process, but it doesn’t have to be. With plenty of solutions out there, you can get the house you want at a price you can…
3 bank statement items that can ruin your mortgage application
Most people need a mortgage to buy their first home and since the last financial crash, the application process has become increasingly stringent. If you’re applying for a mortgage, you should be prepared for a forensic examination of your bank…
The Best Mortgage Options for House Flippers
Last year, £5.5 billion worth of homes across England and Wales were “flipped,” meaning that they were bought and sold at least twice within one year. Property speculators, or flippers, can make a lot of money by fixing up homes…
Your Guide to Taking out a Mortgage for a House Abroad – and Deciding Where to Obtain It
If you are a UK resident and are planning to purchase a house or property abroad, especially when it comes to premium markets such as Australia, then you need to do the proper research. With the right know-how, you can…
Vital Costs You Need To Cover When Buying A Home
If you plan to purchase a home in England or Wales during the next few months, you’ll have to cover many unavoidable costs. We’re going to try to make your lives easier today by highlighting some of them. With a…