Category: Mortgages

Mortgage Products

January 28, 2021

A mortgage is a type of loan used to pay off or buy a property. There are various kinds of mortgages, such as a reverse mortgage or a wholesale mortgage. These mortgages can be secured, unsecured, or an adjustable rate mortgage (ARM). A mortgage can either be taken out for a specific period of time,…
Top Spots to Invest in Property in 2021

December 21, 2020

With the New Year right around the corner, making big plans for 2021 can really give you that Fresh Start feeling, and get you back on track after the year we’ve just had. While it hasn’t been the easiest 12 months, a stable investment in property could really be the change-up your finances need for…
Is 2020 a good time to buy a property?

October 7, 2020

Thinking about buying a home is exciting, and stressful, and daunting all at the same time. Then you add in 2020 into the mix. The coronavirus pandemic, Brexit negotiations, and ongoing uncertainty has changed the face of the economy. Surprisingly, the property market has remained remarkably strong in a number of places (visit https://cristalcellar.com/ for…
5 ways to buy properties below market value

April 17, 2019

With house prices at an all time high, here are some of the ways to try and bag a deal on the property market Below market value (BMV) is a pretty self-explanatory property term. Essentially, it refers to properties which are on offer for a price deemed to be lower value than the overall market…
Costs Involved with Remortgaging

March 29, 2019

It’s true that you can lower the cost of the monthly premiums on your mortgage by remortgaging. However, it is important to consider the full cost of it rather than just the main rate when you are deciding on the deal that is best for you.
A guide to buying your first home without the stress

September 7, 2018

With a financial crisis in full whack buying your first home can be a difficult process, but it doesn’t have to be. With plenty of solutions out there, you can get the house you want at a price you can afford in an area that’s right for you. House-hunting should be an enjoyable endeavour in…
3 bank statement items that can ruin your mortgage application

October 11, 2017

Most people need a mortgage to buy their first home and since the last financial crash, the application process has become increasingly stringent. If you’re applying for a mortgage, you should be prepared for a forensic examination of your bank statement. Any loans and hire purchases you’ve taken out are considered but you’ll even have…
The Best Mortgage Options for House Flippers

August 8, 2017

Last year, 5.5 billion worth of homes across England and Wales were “flipped,” meaning that they were bought and sold at least twice within one year. Property speculators, or flippers, can make a lot of money by fixing up homes and selling them for a higher price. However, flipping is a serious business. Doing it…
Your Guide to Taking out a Mortgage for a House Abroad – and Deciding Where to Obtain It

July 20, 2016

If you are a UK resident and are planning to purchase a house or property abroad, then you need to do the proper research. With the right know-how, you can make an informed decision that will profit you in more ways than one in the years to come. Getting a mortgage, for example, is a…
Vital Costs You Need To Cover When Buying A Home

April 5, 2016

Welcome to our comprehensive guide on the vital costs you need to cover when buying a home. If you’re gearing up to make one of the most significant investments of your life and stepping into the world of homeownership, understanding the financial essentials is critical. First and foremost, let’s talk about the cost of the…