A Peer-to-Peer investment could be a smarter way to invest or borrow money. Instead of putting your hard-earned money under the mattress, invest in something you expect to “magnify” your money and increase your fortune over time.
Your investment objectives, the risk you want to take on and your investment plan can affect the choice you choose to invest your money. You can have a real estate dream, prepare your children for the future or save more for a comfortable life in retirement. Whatever your purpose, remember that investments are risky because returns are not always guaranteed. You could make money or even lose weight or even lose it if the value of your investment wanes. With that in mind, there are some points you should keep in mind when investing your money.
Where you can invest your money
- Cash Investment
These generally provide a stable income and low risk, but income is also generally lower. Investments can be held in a bank where you can receive regular interest payments, but they can also be managed as managed funds. This can be a good option if you do not tend to take risks or work in a short time.
- Fixed interest investments
Governments and companies can issue fixed income (or bonuses) that you can buy. When you buy a fixed income investment, you lend money to the issuer of that fixed income investment for a period of time against regular interest payments. At the end of this period (called expiration date) your original investment will be returned. There are different types of investments in fixed income with different risks.
When you buy shares (also called stocks or equity) from international companies, you just get part of that company, which makes you a shareholder. Depending on the performance of the shares, the value of your investment may increase or decrease.
- Real Estate
If you invest directly in a property, whether in a property or a building (residential or commercial), and rent it instead of claiming it as an owner, you will generally receive income while strengthening the property’s assets. at the same time
- Common Investment Structures
Investments in these particular asset classes (cash, fixed interest, equity and real estate) can be maintained individually or through a set of common investment structures. The most common investment structures or instruments include managed funds (where your money is grouped with other investors), retirement (including super self-directed funds) and investment vehicles. Alternatives such as funds quoted.